by Steve Carr | Sep 13, 2018 | Financial Strategy, Investing, Peloton Updates, Tax |
Fall is tax-loss harvesting season. Between now and December 31, selling securities which are currently worth less than you paid for them will result in “realized” capital losses. Capital losses are valuable because they offset realized capital gains on...
by Steve Carr | Aug 13, 2018 | Financial Strategy, Peloton Updates, Tax |
Americans are fortunate to have many options for retirement saving. At the same time, the wide variety of retirement account types can be overwhelming: 401(k) or IRA? Traditional IRA or Roth? This article is not a comprehensive playbook for retirement saving options....
by Steve Carr | Jun 13, 2018 | Financial Strategy, Investing, Peloton Updates |
For investors under age 50, the goal of paying for their children’s college education often comes second to retirement saving. 529 plans are a tremendous vehicle to help reach college funding goals. Withdrawals are tax-free as long as they’re used to pay for...
by Steve Carr | Feb 12, 2018 | Financial Strategy, Investing, Peloton Updates |
The recent stock market volatility hasn’t helped some investors’ nervousness about stocks. They’re nervous because the market’s rise over the last 14 months seems too sudden. They’re nervous because stock prices seem high. And they’re nervous because this...
by Steve Carr | Dec 15, 2017 | Financial Strategy, Peloton Updates, Tax |
Saving for retirement is important, and investors can fund various individual retirement accounts (IRA) as savings vehicles. While Roth IRAs enjoy tax-free growth, other retirement savings accounts (IRAs, 401Ks, etc.) are only tax-deferred. That’s still a good...
by Steve Carr | Sep 13, 2017 | Financial Strategy, Peloton Updates |
No one likes to think about buying life insurance – it’s not quite as unappealing as buying a cemetery plot, but it’s worse than buying new tires. Life insurance is boring, a little morbid, and is often made to be very complex. It also satisfies the very real need to...
