Blog
A Decade of Balance Sheet Management
Even after 2022’s dismal stock returns (and bond returns, and commodity, and real estate, and cash…), the decade ended April 30, 2023 rewarded investors handsomely. The S&P 100 Index – the largest 100 companies by market capitalization – returned 10.2% per year,...
2023 Q1 Recap & Outlook
If there’s such a thing as the opposite of the beginning of 2022 for markets, that’s exactly what happened in the first quarter this year. The S&P 500 gained 7.5%, and the NASDAQ jumped 20.8% after a very difficult 2022 for both. Bonds gained modestly last quarter...
Unintended Consequences
Tuesday, March 7 Federal Reserve Chairman Jerome Powell testified in front of the Senate Banking Committee. His message was hawkish as the Fed Chair discussed not only the persistence of inflation (and the committee’s plan to continue raising interest rates), but also...
Maximize Your Charitable Gifts
Charitable gifting is an honorable pursuit in and of itself. Changes in tax laws provide certain incentives which might also make certain gifting strategies more favorable to donors than others. In this article we offer four simple ways to maximize personal benefits...
Life Insurance Principles: When to Buy, Which Type, and How Much
Life insurance is one of the least favorite financial topics to address, and for understandable reasons. Unfortunately, it cannot be ignored particularly for people with dependents. It is also a complicated area, with a seemingly endless variety of products and...